AU Small Finance Bank Zero Balance Account Opening Online – AU Bank Me Zero Blance Account Kiase Khole

Hello friends, welcome to this new post today, in today’s post, we are going to talk about AU Small Finance Bank Zero Balance Account Opening Online and how you can open this account and which documents will you put inside it and this What qualifications should you have to open the account, for all these information, you must see this post of ours till the last.

If you also want to open au bank zero balance account of your small finance bank, then you will find its link at the bottom of the post, from where you can open your zero balance account by writing.

AU Small Finance Bank Zero Balance Account Opening Online

The savings account in AU Small Finance Bank is getting 4 percent interest on the balance of less than Rs 1 lakh. The bank is giving 5 percent interest on more than Rs 1 lakh and less than Rs 5 lakh. Similarly, it is offering 6 percent interest on balances less than Rs 5 lakh to Rs 10 lakh. At the same time, the bank is giving 7 percent interest on the balance of Rs 10 lakh to Rs 5 crore.

Features of AU Digital Savings Account

• Earn up to 7%* on your Savings Account & receive monthly interest payouts into your account.
• Get access to domestic airport lounges by flashing your Debit Card
• No need to worry about fines for failing to maintain a minimum average balance.
• Get a Rupay Platinum Debit Card providing purchase protection, enhanced insurance coverage, and exciting offers and discounts across leading brands in India
• Enjoy 24×7 access to your funds through AU 0101 App/NetBanking. What’s more, you can even book flights, hotels, & cabs, recharge your mobile, and apply for a host of products and services.
• Worried about visiting your branch post 4 pm? Worry not! Enjoy extended banking hours and visit any AU Bank branch till 6 pm.
• A contactless Debit Card allows you to make transactions up to INR 5,000 in India without the need to enter a PIN.

Benefits of AU Digital Savings Account

• Visiting a branch is old school; Now get all your banking transactions & other service requests executed from the convenience of your home with the help of our Video Banking facilities.
• Make online transactions, such as utility bill payments and mobile recharges, at any time, instantly.
• Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip.
• Our wide array of products include Lockers, Demat, Mutual Funds, Loans & Insurance. We are a one-stop-shop for all your needs!
• Enjoy free unlimited IMPS/RTGS/NEFT fund transfers through our digital channels.

Eligibility Criteria

If you reside in India, are 18 years or above, and have the necessary KYC documents issued by the government, you can open a Savings Account with us.

How to apply for AU Digital Savings Account ?

• You can now open an AU Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card.
• You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200.

Documents required for AU Digital Savings Account

You need to have the following documents to open an AU Digital Savings Account:

• Aadhar Card
• Pan Card

IDFC Bank Zero Balance Account – Click Here

Fees & charges of AU Digital Savings Account

We, India’s best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of Savings Account you have opened, these include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.

AU Small Finance Bank Zero Balance Account Free Service

In AU Small Finance Bank, you can use many services for free, for this you do not need service charge.

Au Bank Zero Balance Account Debit Card Service Charges

In this bank you will not get to see debit card for free, for other types of services related to debit card, you have to pay and you may have to pay service charge inside it, then for that you can see in the image given below.

Types Of AU Small Finance Bank Saving Account

AU Small Finance Bank has changed the interest rates on its savings account deposits with effect from October 5, 2021. Now the bank is offering an interest rate of up to 7 percent on the savings account. The bank also offers an online option for higher interest rates and monthly interest payments on the savings account. There are 10 types of savings accounts with the bank, whose details we will give further. Also know when you can get 7 percent.

Au savings account

• Minimum Balance: Rs 5000 per month
• Interest Rate: Up to 7 per cent per annum
• Best for whom: Any resident individual
• Special Benefit: Auto Upgreded

Au salary account

• Minimum Balance : Zero
• Interest Rate : Up to 7% per annum
• Suitable for : Customers with Salary
• Special Benefit : Tax advisory and 24/7 support.

Au institution account

• Minimum Balance : Nil
• Rate of Interest : Up to 7 per cent per annum
• Suitable for : Institution
• Special Benefit : Assistance and customized solution.

Au senior citizen

• Minimum Balance: Rs 5000 per month.
• Interest Rate: Up to 7 percent p.a.
• Who is it best for: Resident Indian senior citizens.
• Special Benefits: Special offers and discounts.

Au woman account

• Minimum Balance: Rs 5000 per month.
• Interest Rate: Up to 7 percent per annum.
• Who is right for: Women only.
• Special Benefit: Family Banking Service and Support.

Au kids account

• Minimum Balance : Zero
• Interest Rate : Up to 7% p.a.
• Suitable For : Children
• Special Benefit : Insurance Coverage.

AU NRI Account

• Minimum Balance: Rs 5000 per month
• Interest Rate: Up to 7 per cent per annum
• Suitable For Whom: NRIs and PIOs
• Special Benefit: Forex Transactions At Reasonable Rates.

Au student account

• Minimum Balance : Zero
• Interest Rate : Up to 7 per cent per annum
• Suitable For Whom : Only for Students
• Special Benefit : Multiple Insurance Coverage.

Au Abhi account

• Minimum Balance : Zero
• Interest Rate : Up to 7% per annum
• Suitable For Whom : Any Resident
• Special Benefit : Online Application Process.

Au digital savings account

• Minimum Balance: Zero
• Interest Rate: Up to 7 per cent per annum
• Suitable for: Any Resident
• Special Benefit: Instant Account Opening Process.

How To Open AU Small Finnace Bank Zero Balance Account

Now let’s talk about how you can open AU Bank Account online and take advantage of these facilities. Here are 2 easy ways to open a savings account –

Online Portal/Mobile Application

1. First of all go to AU Online Portal or download Au Abhi App.
2. Now select the savings account as per your convenience and click on Apply Now –

Note – Direct Au Abhi Account will be open from the mobile app only)

3. On the next page click on Get Started –

After this you have to complete 4 Easy Steps –

In which first of all you have to enter the mobile number linked to your Aadhaar.Verify it with the OTP received and click on Next.

4.Now by selecting Aadhaar Card, verify it with other information with OTP.

5.After which you have to give many of your details, such as –

Mail ID
PAN Number
Business Details
Product Type etc.

6.After providing all the details you will have to deposit the money.

(Note – If you have zero balance account then this option will not be there)

7.After making the payment, your account will be opened and in the next one week you will also get the passbook and ATM.

Through WhatsApp

• To open an account through Whatsapp, give a missed call to +91 8422992273 from your Aadhar link mobile number.
• Now verify the OTP received on WhatsApp and provide your Aadhaar and PAN Card details.
• After which your savings account will be opened as soon as you follow some other steps.

Disclaimer

This mobile app is for informational, educational and research purpose only. The information provided by the mobile application on our website is for general informational purposes only. All information on the website is provided in good faith. However, we do not make any representations or warranties, express or implied, of any kind with respect to the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Website.

The information given in this post is for educational purpose only, that post has been written keeping in mind the customer, through which the customer can know what facilities can be made available on this website, the information given in the post is all official. The link of the official website has also been taken from the website so that the customer is not confused.

Conclusion

So friends, you must have understood that how you can open AU Small Finance Bank Zero Balance Account Opening Online , as well as if you want to open a different type of account in this bank, you must have got the information inside it if you want more information. So you can comment us, we will wait for your comment and we will definitely reply back to your comment.