UCO Bank Zero Balance Account Opening Online – UCO Bnak Zero Blanace Account Kiase Khole

In this article I will tell you UCO BANK Zero Balance Account Opening Online . In this article, you will be told in detail about the complete procedure to open UCO Bank zero balance account

UCO BANK Zero Balance Account Opening Online

This UCO bank is an undertaking of the Government of India, about which many people are completely unaware. UCO bank is an undertaking government of India and along with it there is also a very big commercial bank (commercial bank), due to which in today’s time everyone knows about this UCO bank.

Friends, the headquarters of this UCO bank is in Kolkata, which is a small district within the West Bengal state of India.

Friends, many reputed businessmen are involved with this UCO bank, due to which today UCO bank has reached a great height.

What Is Full Form Of UCO Bank ?

Friends, this is the Hindi meaning of UCO, “Joint Commercial Bank” and it is important for every person to know about it.

Friends, this is not any ancient name of UCO Bank, but at first it did not have any short name. UCO Bank was earlier known as United Commercial Bank i.e. United Commercial Bank.

Eligibility For UCO Bnak Zero Balance Account

This account can be opened by any person whose age is 18 years or more. Apart from this, if you are a minor and your age is more than 10 years and less than 18 years, then you can open a Minor Savings Account but for this you should be able to write and read.

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Types Of UCO Bnak Saving Acoount

UCO Bank offers you various types of savings accounts –

  1. UCO Saral Savings Deposit Scheme

As its name suggests, this is a Basic Savings Account. In which you –

  • Free Debit Card
  • 40 Check Leaves
  • Net Banking and
  • Mobile Banking Services and
  • NEFT/RTGS

etc. facilities are provided.

2.UCO Star Savings Deposit Scheme

This is a Good Services Provident Account, which has the following main points –

  • Its monthly minimum balance is Rs.25,000.
  • A person can open Single and Joint Account in this.
  • In this, a check book of 2 free(40 leaves) is given every 6 months.
  • Free NEFT and RTGS facilities are provided.
  • Free Visa Debit Card and Ease Net & Mobile Banking are offered.
  • Along with this, you are also provided with Auto Sweep-In Facility.
  • In which if the balance is more than 25 thousand, the excess amount is transferred to your Fixed Deposit Account. Where you can earn High Interest.

3.UCO No-Frills Savings Account

  • In this you are given the freedom to open Zero Balance Account.
  • Which you can open with only 5 rupees.
  • Also, 25 Debit Transactions can be done in 6 months.

4.UCO Veer Shakti Savings Account

  • This account is for the Indian Armed Forces and Para-Military Forces.
  • Where they can receive their Salary and Pension.
  • Also they are provided with Free Debit Card and No Charges Loan Process.

5.UCO Smart Kids Savings Scheme

This account is for children above the age of 10 years where they can open 0 balance savings account.

Documents For UCO Bank Saving Account

You will need the following documents to open Yukon Bank Savings Account.

  1. Photo ID & Address Proof

For this you can use any one of the following documents –

  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID Card
  • Driving license
  • Defence Card etc.

2.Email ID & Mobile Number

  • You must have an active email ID and an active mobile number.
  • Because without them you will not be able to open an account.

How To Open UCO Bnak Zero Balance Acoount

First of all, you have to open Chrome browser on your phone and then search by typing UCO Bank in the search box. After that you have to go to the official website of UCO Bank. After that you have to click on Online Services.

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After this you have to click on Apply Online for Savings Account.

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If you want, you can directly go to the website of UCO Bank by clicking on the above link.

After this a new page ACCOUNT OPENING FORM FOR RESIDENT INDIVIDUAL (SINGLE/JOINT) ACCOUNTS will open in front of you. Here you will be asked, do you have PAN card and email id? Because to open this account you must have both of them.

UCO BANK Zero Balance Account Opening Online,

First of all, by ticking yes on both the options, you have to tell your date of birth and then click on next. You can see in above image.

After this the account opening form will open in front of you. Which you now have to fill one by one, don’t worry. I will tell you one thing in detail so that you do not face any problem while opening the account.

First of all you have to select Savings Bank A/C in Account Type and then in Saving A/C facility you have to tell whether you want to take checkbook with savings account or not. If you want to take then you have to click on the first option and if you do not want to take then you have to click on the second option.

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After this, you have to select your state means state and then select your city.

After this, you have to select your branch, choose whichever branch is closer to your home. Now you have to select self in Account Operating Instruction. You have to leave the option of Select no of applicant.

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In 1st Applicant Details, you have to write your applicant’s name, then your mother’s name and then your father’s name.

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After this your date of birth will come. Then you have to enter your place of birth and then enter mobile number. After this you have to enter the PAN card number.

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After that you have to enter your email id. You have to leave the Customer ID and Account No. After this you have to enter the Aadhar card number.

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After this you have to tell your gender. In Marital Status you have to tell your marital status. If you are married then you have to tick Married and if you are single then you have to tick Unmarried.

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In Nationality you have to tick Indian. In Residential Status, you have to tick Resident Individual.

In Occupation, you have to tell whether you do a job or have your own business. You have to tell your annual income in Annual Income. In Educational Details, you have to enter your educational details.

In Religion, you have to tell your religion. In the category you have to tell which caste you belong to. In Status you have to select General. You have to enter your identification mark in the Identification Mark. If you belong to Scheduled Tribe then you can put your certificate here.

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After this, in Deposit accounts you have to stay on No and in Applicant Type also you have to stay on Other/General only. Now you have to click on the features related to the Account add-on facility, you have to tick on whatever facility you want to take. In my opinion you should take all these facilities. You have to select the next option on no.

You do not need to fill anything in the 1st applicant RESIDENCE FOR TAX PURPOSES IN JURISDICTION(S) OUTSIDE INDIA. You have to leave it like that.

In the 1st applicant address proof, now you have to tell the address of your house. First of all you have to select Residential in Type of Proof and then Flat No. Or to write the building name, after that write your area. And then choose the state.

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After this, write the name of your district and then the city and then the pin code. Apart from this, if there is a boundary mark nearest to your house, then you can also write it so that the bank can understand your house better.

After this you have to select Address Proof. You can apply Passport, Voter ID Card, PAN Card, Driving License, Aadhar Card, NREGA Card or any other address proof. After selecting you have to click on Upload Document. Along with this you also have to enter the document number. After this you have to leave all the other options and come down.

If your current address is the permanent address then you have to tick this box and if your present address and permanent address are different then you have to enter your present address as you have entered your permanent address above.

After this, the 1st applicant has to select the Type of document in the Photo Identity Proof, for this you can apply Passport, Driving License, Voter ID Card, PAN Card, Government ID Card, Aadhar Card, Certificate of Incorporation or any other ID proof. After this you have to write the document number. And then upload the document in Upload Document.

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UCO BANK Zero Balance Account Opening Online

If you want to add the nominee to your account, then you have to add your nominee in the Nominee Facility and if you do not want to do so then you can also leave it. But I would advise you to add a nominee in your account. If you do not know about the nominee then you can read this article of ours.

To add a nominee, you have to tick this box, as soon as you click on this box, all the information for the nominee will come in front of you. First you have to write the name of the nominee and then write his age. After this, what is his relation with you, that is also to be written.

After this, you have to write the full house address of the nominee, after that you can leave everything else. If you want to fill it, you can also fill it.

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Finally, you have to fill the captcha code and then click on save, as soon as you click on save, an OTP will come on your mobile. You have to put it. After this you will get an application number. And the download option will also come below.

You have to download that form and then take a print out of it. After taking the printout of the form, you will get a section to hide passport size photo at one place in the form. In it you have to hide the passport size photo and take it to your branch.

Along with this form, you have to carry an ID proof and an address proof which you filled in the above form with this form and yes, you have to carry their original documents as well. The bank may ask you to see the original document for verification. So you have to be ready for all these things in advance.

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Note: After applying UCO Bank Zero Balance Account Online, you have to visit the branch within 7 days. If you do not visit the branch within 7 days, your application will be rejected.

UCO BANK Zero Balance Account Opening OnlineCLICK HERE

Disclaimer

This mobile app is for informational, educational and research purpose only. The information provided by the mobile application on our website is for general informational purposes only. All information on the website is provided in good faith. However, we do not make any representations or warranties, express or implied, of any kind with respect to the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Website.

The information given in this post is for educational purpose only, that post has been written keeping in mind the customer, through which the customer can know what facilities can be made available on this website, the information given in the post is all official. The link of the official website has also been taken from the website so that the customer is not confused.

Conclusion

I hope you have liked this article on UCO BANK Zero Balance Account Opening Online . And you must have understood that how to open zero balance account in UCO Bank. If you liked this article then do share it with your friends. And if you are still facing any kind of problem in opening the account, then you can ask us by commenting below.

FAQ For UCO BANK Zero Balance Account Opening Online

Is this UCO Bank account a zero balance account?

While opening this account, you have to deposit Rs 5 initially. Apart from this, if you take a check book, then you will have to deposit Rs 250. If you have opened an account without a check book, then even if you do not maintain the balance, you will not be charged any extra charges. But if you open an account with check book facility for Rs 250 and do not maintain this balance under any circumstances, then some charges will be levied on your account but even then your account will not be closed. So you can call it a zero balance account.

What is the eligibility to open this account of UCO Bank?

This account can be opened by any person whose age is 18 years or more. Apart from this, if you are a minor and your age is more than 10 years and less than 18 years, then you can open a Minor Savings Account but for this you should be able to write and read.

What are the limits on withdrawal or debit entries in this account of UCO Bank?

In this account of UCO Bank, you can make withdrawal or debit entries only 25 times in 6 months. Meaning with this account you can withdraw money or pay to someone only 25 times in 6 months. If you do more than this, a fee of Rs 3 will be charged for each entry.

How much interest does UCO Bank pay?

UCO Bank is currently offering the facility of fixed deposits ranging from 7 days to 10 years. The bank gives interest ranging from 2.75 to 5%.

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